Products / Coverages

Land Surveyor

  
RA&MCO Insurance Services, located in Concord, California, is a leading insurer of Land Surveying professionals. We are accessed through a nationwide network of independent insurance brokers. Our Land Surveyors Professional Liability Program is designed to protect land surveyors against losses from professional liability claims that arise from negligent acts, errors or omissions. We provide loss prevention advice and assistance, and protection of professionals through expert claim handling. Our policyholders and brokers receive our RA&MCO Quarterly Design and Construction Newsletter and our "10 Commandments for Loss Prevention".

The spectrum of land surveying services contemplated by our program include:
  • Boundary Surveys
  • Topographic Survey
  • Construction and-Utility Staking
  • Aerial / Photogrammetric Surveys
  • Utility Surveys
  • Preliminary Plats and Final Plats
  • Property and Easement Descriptions
  • Land Title Surveys
  • Control Surveys
  • Hydrographic Surveys
  • Registered Land Surveys
  • As-Built Surveys
  • Computer Aided Design / Drafting
  • Global Positioning Systems (GPS) Surveying
  • Building Permit Surveys
  • Hazardous Waste Site Surveys
  • Remonumentation of Public Land Corners
  • Engineering Design Surveys
  • Registered Land Surveys
  • Financing / Refinancing Surveys
  • Mapping
  • Mortgage Surveys
  • Preparation of Legal Description
  • Right-of-way Surveys

I N S U R E R  P R O F I L E
HCC Insurance Holdings, Inc.
U.S. Specialty Insurance Company
  • Best Key Rating  2004:
  • Licensed / Admitted:
A+ (Superior), X
Admitted in all 50 states. (filing approval pending in some states)
Houston Casualty Company
  • Best Key Rating  2004:
  • Approved Surplus Lines:
A+ (Superior), X
Approved Surplus Lines in all 48 states (except TX & NH).
HCC Specialty Insurance Company
  • Best Key Rating  2004:
  • Approved Surplus Lines:
A+ (Superior), X
Approved Surplus Lines in Texas.

U N D E R W R I T I N G   P R 0 F I L E
  • Worldwide Coverage:
Claims brought in U.S. territories and possessions or Canada. Expanded claims territory may be available by endorsement.
  • RA&MCO Professional Liability Policy: (RA&MCO 3240 10/04)
    Claims Made and Reported Form (Expense Included Within the Limit of Liability)

    • Easy to read policy form with broad Professional Services coverage.
    • Coverage Part for Pollution Legal Liability arising from professional services.
    • Mediation Deductible Credit up to $12,500.
    • No Exclusions for either pollution or asbestos professional liability exposures.
    • Coverage for incidents reported to us during the policy period which ultimately develop into claims.
    • Automatic coverage for the Policyholder's legal liability arising from professional services provided by joint ventures.
  • Annual Aggregate Limits:           
Up to $5 Million
Split Limits are Available
  • Minimum Premium:
$2,500
  •  Minimum Deductible:
$2,500 Each Claim

Claims and Loss Prevention Services are provided by our affiliate, RISK Administration & Management Company.


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