Products / Coverages

Architects & Engineers

  

RA&MCO Insurance Services, located in Concord, California, is one of the nation's leading insurers of Design and Consulting professionals. We are accessed through a nationwide network of independent insurance brokers. We provide a strong array of quality insuring security on behalf of A.M. Best rated "superior" insurers to best suit our policyholder's and broker's needs. Our goals are stabilization of insurance costs, reduction of loss exposure though risk management, loss prevention advice and assistance, and protection of professionals through expert claim handling.

Our policyholders and brokers receive our RA&MCO Quarterly Design and Construction Newsletter and our "10 Commandments of Loss Prevention". For policyholders who have special needs, we will provide our Contract Reference Guide and other risk management materials. Our seminars are accredited for Continuing Education by the AIA/CES.

RA&MCO Insurance Services is the Underwriting Manager for the Architects and Engineers professional liability programs on behalf of the HCC Insurance Holdings, Inc.


I N S U R E R  P R O F I L E
HCC Insurance Holdings, Inc.
U.S. Specialty Insurance Company
  • Best Key Rating  2004:
  • Licensed / Admitted:
A+ (Superior), X
Admitted in all 50 states. (filing approval pending in some states)
Houston Casualty Company
  • Best Key Rating  2004:
  • Approved Surplus Lines:
A+ (Superior), X
Approved Surplus Lines in all 48 states (except TX & NH).
HCC Specialty Insurance Company
  • Best Key Rating  2004:
  • Approved Surplus Lines:
A+ (Superior), X
Approved Surplus Lines in Texas.

U N D E R W R I T I N G   P R 0 F I L E
  • Worldwide Coverage:
Claims brought in U.S. territories and possessions or Canada. Expanded claims territory may be available by endorsement.
  • RA&MCO Professional Liability Policy: (RA&MCO 3240 10/04)
    Claims Made and Reported Form (Expense Included Within the Limit of Liability)

      • Claims Made and Reported Form RA&MCO 3240 (10/04)
        (Expense Included Within the Limit of Liability)
      • Easy to read policy form with Broad Professional
        Services coverage.
      • New Coverage Part for Pollution Legal Liability
        arising from professional services.
      • Mediation Deductible Credit up to $12,500.
      • No Exclusions for either pollution or asbestos
        professional liability exposures.
      • Coverage for incidents reported to us during the
        policy period which ultimately develop into claims.
  • Automatic coverage for the policyholder's legal liability arising from professional services provided by joint ventures.
  • Annual Aggregate Limits:           
Up to $5 Million
Split Limits are Available
  • Minimum Premium:
$2,500
  •  Minimum Deductible:
$2,500 Each Claim

Click here for:
[ Application | Renewal Application ]
[ Architects & Engineers Professional Liability Insurance Policy
]


   
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